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My Car Was Totaled.
What Do I Do Now?
Answer a few questions and we'll show you what to review, what your options are, and what to do next.
Show Me What To DoTakes about 60 seconds. No name, email, or claim number needed.
Answer a few quick questions
About your settlement, your loan or lease, and whether you want to keep the vehicle.
Get a plan built for your situation
Not a generic article — a prioritized checklist based on your actual answers.
Know your options at every stage
From reviewing the valuation to disputing a low offer to a free expert review.
Everything You Might Need To Know
Prefer to read instead of answer questions? Jump straight to a topic.
What To Do After a Total Loss
The full aftercare overview.
Understanding Your Valuation
What's actually in that report.
Insurance Offer Too Low?
How to push back, step by step.
What Happens To My Loan?
Payoff, equity, and shortfalls.
Negative Equity & GAP
When you owe more than it's worth.
Keeping a Totaled Car
Owner retention and salvage titles.
Rental Car After a Total Loss
How loss-of-use coverage works.
Taxes, Fees & Registration
What varies by state.
Disputing Total Loss Value
Building your case.
The Appraisal Clause
An independent way to resolve disputes.
Think your vehicle was undervalued?
Synergy Auto Appraisals reviews total-loss valuations for free and tells you honestly whether the offer holds up — no obligation.
Get a Free Valuation ReviewYou'll be referred to Synergy Auto Appraisals, an independent appraisal company. No fee for the initial review.